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SAILING NEWS ITEM

FirstAgain Presents Financing Options for Boaters

TUESDAY, 8 JANUARY 2008

SAN DIEGO – FirstAgain LLC, a pioneering online consumer lender, today introduced the AnythingLoan directly to the boating community. The AnythingLoan is a low-interest rate, unsecured consumer loan that is tailored to individuals with excellent credit and can be used to finance anything, including new and used boats, marine equipment, engines, electronics, fractional ownerships, boat repowers and upgrades, refinancing or anything else. Loan amounts range from $10,000 to $100,000 and same-day funding is available.

"Recreational boating is an enormously popular activity, not just in San Diego but throughout the country, so we are happy to introduce a much better financing option for individuals who have excellent credit and want to get in on the fun," said Gary Miller, FirstAgain CEO and co-founder. "With FirstAgain's AnythingLoan, an individual can finance or refinance a boat purchase, upgrade equipment on an existing boat or repower with a better performing, fuel-efficient or environmentally friendly engine. In fact, we even finance fractional ownerships to give our customers the chance to experience the boat of their dreams."

FirstAgain's AnythingLoan provides a convenient, completely paperless loan experience, from application processing to document signing, loan funding and servicing. With the AnythingLoan, customers can apply in a matter of minutes, be approved and have the loan proceeds in their accounts by the end of the day. There are no down payment requirements, fees, prepayment penalties or liens. As a result, customers experience a fast and exceptionally convenient loan process and own their boat free and clear of any liens.

"When I was in the market for a new boat, I discovered FirstAgain and found out that the company was founded by the same individuals who started PeopleFirst," said Patrick McFarlin, a FirstAgain customer and new boat owner from Fort Worth, Texas. "Since I was a very satisfied PeopleFirst customer for three auto loans, I saw FirstAgain's AnythingLoan as an instant opportunity to finance the boat that I wanted, so I decided to give them a try. The loan application process was quick and easy, and I received the money right away. Now, I recommend FirstAgain to all my friends and family."

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